Each GTA V heist gives you crew slots — gunmen, drivers, hackers. Here's who to hire for each heist, what they cost, and which crew composition pays out the most.
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Six major heists structure GTA V's campaign — the Jewel Store Job, the Merryweather Heist, the Paleto Score, the Bureau Raid, the Big Score, plus the prologue's North Yankton bank job. Each heist gives the player crew slots (gunmen, drivers, hackers) with hireable NPCs. Better-skilled crew take a bigger cut but make fewer mistakes; cheaper crew save money but cause heist complications.
Below: the complete crew guide. Who to hire for each heist, what they cost, and which composition pays out the most.
Crew members take a percentage cut of the heist's payout. A high-skill gunman might take 14%; a low-skill gunman might take 6%. The math:
For most heists, the mid-skill crew is the sweet spot — base payout is preserved, cut is moderate, complications are manageable.
There's also a mid-game effect: low-skill crew members level up when used in earlier heists. A low-skill gunman who survives the Jewel Store Job becomes a higher-skill gunman for the Big Score.
Two approaches: Smart (loud entry with smoke grenades) or Loud (kick-the-door hostile entry).
Crew slots needed:
Recommended crew:
Best ROI: Smart approach with Karim Denz + Norm Richards. Mid-skill, mid-cut, low complication.
The submarine torpedo retrieval mission. Two approaches: Offshore or Freighter.
Crew slots: Gunman, Driver
The Merryweather Heist does not pay out cash in any approach (a story decision Trevor makes mid-mission). Crew choice affects mission completion difficulty but not payout.
Recommended: any low-skill crew. The lack of payout means you don't want to invest in expensive specialists.
The Paleto Bay bank mission. Single approach: heavy entry with military-grade armor and drilling tools.
Crew slots: 2 Gunmen, 1 Driver (the heist features all 3 protagonists in the actual job)
Recommended:
Taliana is unlocked via a side mission ("Random Encounter — Taliana Martinez") in Blaine County. Free her early; she becomes the optimal heist driver for every subsequent heist.
The FIB office infiltration. Two approaches: Roof Entry (flying in via helicopter) or Fire Crew (entering as firefighters).
Crew slots: 2 Gunmen, 1 Hacker, 1 Driver
Recommended:
The Bureau Raid is one of the highest-payout single heists. Maximising payout means minimising crew cuts — go cheap on hacker and gunmen, pay full price for Taliana driver.
The gold-bullion truck heist. Two approaches: Subtle (sneak entry, EMP) or Obvious (loud entry with attack helicopter).
Crew slots: 2 Gunmen, 1 Hacker, 1 Driver
Recommended:
The Big Score is GTA V's biggest single payout — approximately $201 million split three ways if all approaches are optimised. With optimal crew, each protagonist nets roughly $41 million.
Levelling up via the campaign:
GTA V's heist system is the direct evolution of San Andreas's Caligula's Casino arc. The crew-specialisation framework, the multi-stage planning missions, the get-away-vehicle escape sequence — all trace lineage to SA.
GTA Online's heists (the Pacific Standard Heist, the Cayo Perico Heist, the Diamond Casino Heist) are direct descendants of GTA V's framework. The crew-skill / crew-cut dynamic returns in Online's "ride-or-die" mechanic for crew member bonuses.
For per-mission detail on each GTA V heist, see the GTA V missions database. For the broader Online heist context, see GTA Online: Every Heist in Order.
